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The only book
of its kind for
Canadians.

Testimonials

“Wonderful book!!! It’s loaded with smart ideas about savings, investments and living better”.

- Lana H.

“I was as confused as most of us when dealing with finances and banks. Vesna Milevska's book "FINANCIAL HACKS, How Much Are You Paying To Your Bank?" comes as a rescue, an invaluable guide that empowers the reader to take charge of their finances. The banking gets demystified. I believe it will change my life as well as the lives of many others”.

- Agnes C.

“After opening several pages it come to me that, otherwise dry subject, become alive. You, somehow managed to inhale a spirit into the everyday finances. Things which were intuitively known to me or thought of, you have articulated, consequently making me a part of the ring of the financial wizards (at least while reading)”.

- Darko D.

Contact

contact@financialhacks.ca

In the news

Important Update to Mortgage Rules in Canada

Amortization
The maximum amortization period is now reduced from 30 years to 25 years for insured mortgages.

Refinances
The limit on refinancing is reduced from 85% LTV to 80% LTV.

Debt Service Ratio Limits
GDS ratio must not exceed 39% and TDS ratio must not exceed 44%. A credit score of 680 would normally be required for debt service ratio exceptions above 35/42.

Maximum Purchase Price Insured mortgages are now only available on purchases with a purchase price of less than $1 million. A down payment of at least 20% will be required on mortgage loans for homes priced at or above $1 million.

Financial Hacks featured in The Globe and Mail
Negotiating the best rates on loans and lines of credit.
We were featured again in The Globe and Mail
Home ownership isn't for everyone.

- The Globe and Mail

Financial Hacks featured on CTV
CTV News on Financial Hacks.

- CTV

New Financial Hacks website launched.

- Vesna Milevska